Bob Sims's Blog Posts

How To Get Get A Mortgage If You Are Self Employed

From how we’re expected to file our taxes, to a lack of paycheck stubs, to sometimes wild swings in income, the self-employed are a different breed. Applying for a mortgage when you lack W-2s

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6 Reasons Your Competitors Are Beating You In The Bidding Wars

It’s Sunday evening and John and Mary Homeseller and Anita Deal, their real estate agent, are sitting at the dining room table, ready to confront a pile of purchase agreements. The Homesellers

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5 Trends To Look For In New Construction Homes In 2018

Housing trends come and go – some we’re happy to see sitting at the curb, others we decide to keep around longer. Architects, designers and builders see these trends coming long before we do

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How Keep New Home Construction On Track

There are plenty of potential pitfalls with new construction; there are hundreds of nightmare stories of new homes that have gone terribly wrong. However, there are some steps you can take to

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Why Due Diligence Is Real Estate Lingo You Need To Know

After a long, grueling search, including several overheated bidding wars, Jim and Claire found the home of their dreams. They were ecstatic when their offer was accepted and the transaction

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Which Renovations Will Boost My Home Value The Most

Of the many questions we field from homeowners thinking of selling their homes, the most frequent starts with “What’s it worth?” Of course they’re referring to their home’s value, but

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Is A Starter Home Right For You

When you’re looking for the right home you might find yourself with an endless sequence of choices. House or condo? Suburban or city center? But there is one particular choice that bothers a lot

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How To Survive And Win During The Spring Home Buying Season

Working with first-time buyers and those on tight budgets during last spring’s overheated sellers’ market was heartbreaking. So many offers made and so many passed over for someone else’s

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3 Reasons To Sell Your Home NOW

I have a friend who wants to sell his home. And, whether a blessing or a curse, he has the luxury of taking his time.In other words, he doesn’t need to relocate for a new job, he’s not

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The 3 Most Common Home Pricing Mistakes

Have you ever lived in a neighborhood where one of the homes for sale seems to sit for an especially long time with fewer and fewer people viewing it?It’s a nice enough home, right? Lots of

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5 Tips For The Best Home Showings

OK, truth time: There’s nothing more disruptive to home life than to have your home on the market.Chasing the kids around, nagging at them to pick up their clothes and toys, ensuring the dishes

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Stop Saving For The Down Payment And Get Help With It

Despite having decent credit, a good job and the ability to pay for a home every month, the dream of buying a home is somewhat elusive for those with little to no cash to put down.This is why our

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3 Things To Consider Before Shopping For A New Home

The home buying process is one that is full of decisions. Do you want a house or a condo? Should you shop for a new or an existing home?If you settle on a newly-built home, a whole new set of

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Helpful Tips For Understanding Real Estate Paperwork

Didn’t they tell us years ago that we’d be a “paperless society” in the near future? Somebody forgot to tell the real estate industry. There must be a form for every single step in the

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If Youre A Home Buyer Dont Forget These 6 Things

Many home buyers are very diligent when it comes to studying up before they make their purchase. However, far too often 6 very important things go overlooked. These common oversights can result in

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From Tenant To Homeowner What You Need To Know

When you think about it, the best thing that can be said about being a tenant is that you aren’t on the hook for repairs to the home. Unless you did the damage. And, only if you have a

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Use Spring Fever To Turn Your Home Into A Money Maker

February, in many parts of the country, is that month when spring fever starts to set in. The phenomenon is no old wive’s tale, either, Sanford Auerbach, M.D., director of the Sleep Disorders

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What Is PMI And How Do I Avoid It Or Get Rid Of It

Private mortgage insurance, also known as PMI, is cursed by homebuyers when, without it, many of them wouldn’t have been approved for the mortgage used to buy their home.Yes, it makes house

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4 Tips To Get That Home Sold ASAP

When homeowners ask how to get a home sold, there is typically more to the question. For instance, some really want to know how to get it sold quickly, some are wondering how to sell a home to get

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5 Things You Need To Know About Home Warranties

One of the biggest fears of most home buyers is that there is something wrong with the home and it’s waiting until after the move-in to rear its ugly head. It is this fear that brought about the

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5 Secrets To Selling Your Home Above The Asking Price

Let’s face it! Every home owner wants the best deal when they finally decide to sell their home. It’s every homeowner’s dream to see a bidding war ensue. Unfortunately, most homeowners end

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How To Dispute Errors On Your Credit Report

One of the biggest obstacles standing between you and that house or condo you want to buy may be your credit worthiness.And, who is it that tells your lender whether or not you are worthy of

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Upgrade Your Bathroom On A Shoestring

Kitchens and bathrooms are the workhorses of the house. Every member of the family spends time in each room, numerous times a day and, over the years, both can become worn and drab. Sure, they

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What You Need To Know Before Selling Your Home

Are you ready to put your property on the market?You might want to double check this list first!When you decide you’re ready to sell your home, you will have to dedicate some time and effort to

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The Pros And Cons Of The USDA Guaranteed Loan

If you can’t pay cash for your new home you’ll need a mortgage and, if you’re not in the market for a luxury home, you’ll need a mortgage created for those with a more modest income

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Renting Vs Owning After You Retire

There has actually been an increase in older renters over the last 10 years. Those over the age of 55 actually contribute to about 42% of the rental market now. This percentage is projected to

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Closing Day Problems And How To Avoid Them

Purchasing a home for the first time can be a daunting experience, and the closing day is perhaps the most daunting part of the buying process. Dealing with unexpected issues that may arise can be

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Dont Let Winter Weather Catch You By Surprise On The Road

When Mom Nature throws wicked winter weather our way, the difference between being safe and stranded can often come down to how prepared you are.The following tips will ensure that you’re ready

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Critical Winter Home Staging Tips

Winter home sales don’t have to be as challenging as you may think. Sure, the sun isn’t always shining and you may be contending with snow and ice in your landscaping, but we’ve got some

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How To Keep Your Windows From Fogging Up In The Winter

All those gorgeous windows that allow summertime sunshine to stream through the home are useless to view the winter wonderland outside if the glass is covered in fog.When that frosty outdoor air

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What You Need To Know About The FHA Home Appraisal

It’s safe to say anyone who was in the market to buy a home last year knows that 2017 was a hot and heavy sellers’ market across the country. We saw far more buyers than homes on the market to

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Relocating And Buying A Home When You Dont Know The Area

Conflicted: It’s the perfect description of how homeowners feel when faced with the reality of relocating from one city to another. It’s both exciting and mind-numbing, frightening yet

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2 Important Forms Youll Need To Sign When You Sell Your Home

Like practitioners in any profession, real estate agents and brokers have a unique vocabulary, they usher their clients through a distinct process and provide industry-exclusive legal paperwork

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Negotiating With The Buyer After The Home Inspection

Negotiating the successful close of a home sale begins with price and contract terms and doesn’t end until the deal closes.One of the most frequently negotiated items, after the aforementioned

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Getting Your House Ready For Appraisal

OK, you have found a buyer and your home is under contract. The buyers loan process is going smoothly and now it's time for the home appraisal, are you nervous yet? Don’t be, this doesn’t

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Why Overpricing Your House Will Always Be A Bad Idea

Setting your home’s selling price above its actual market value may seem like a great idea…right?You have room to deal with buyers who like to bargain aggressively. Plus, your agent can

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SOME TIPS ON DOWN PAYMENT SAVINGS

I suppose that being a renter does have some advantages. No paying off the mortgage, no property taxes, and the landlord takes care of any maintenance and repair costs. However, renting your

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How To Buy A Bigger Home For Less

Smaller housing options have actually gotten very popular in recent years, but if you could have the amount of space you were actually looking for at the price you wanted you’d be happy right?

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Do I Have To Use The Builders Lender And Real Estate Agent

The real estate industry does a spectacular job educating first-time homebuyers. There’s so much valuable information out there that no buyer should go through the process uninformed.Buying a

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Tips For Touring New Construction Model Homes

If the homeowners have done their job, a home for sale has been cleaned up, gussied up and put on display to entice potential buyers to make an offer to purchase.Never is this more evident than

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You Might Want To Buy Your Retirement Home Before You Retire

If you’re considering retiring in the next 8-10 years then you might want to start considering your retirement home! If you buy it early there can be significant financial benefits. This is

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Top 3 Reasons To Have Your Home Inspected BEFORE You Put It On The Market

Picture this: You find the perfect buyer for your home. The offer is clean, the buyer is making few demands and the transaction begins humming along. Then, the home inspection results come in. To

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Using Due Diligence Period To Cover Your Assets

After successfully submitting an offer on a property and having it accepted, there is a stage, usually up to three weeks, before the deal is concluded. During the wait before the deal is closed,

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MAKE SURE YOUR FIRST HOME HAS THESE 4 THINGS

Finding the right starter home can be quite a journey, it can also be emotionally exhausting. You have to establish what you’re looking for, needs versus wants. Consider pricing and narrow in on

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If You Want To Sell Your Home This Fall Start Doing These Things Now

When trying to forecast the future housing market, most experts look at pending home sales. If they’re consistently trending upward, we can comfortably look forward to a robust near-future. For

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What You Need To Know About Fall Home Sales

Good for you if you deliberately sat out the summer madness that is inherent in the current housing market. If you’re serious about buying a home, you’re hopefully about to save a huge gob of

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Disaster Assistance For Homeowners What You Need To Know

Atlantic hurricane season: June 1 through November 30. Wildfire seasons vary, depending on region. Earthquakes have no season – they strike without warning.Depending on where you live, natural

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A Millennials Guide To Buying A Home

That moment when you just can’t stand writing one more check to your landlord so that he can pay his mortgage payment. That is the moment you are emotionally ready to buy your own home, at

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5 Ways To Keep Your Home Cool And Save Big Bucks This Summer

The weather folks are saying that residents of the eastern U.S. can look forward to warmer-than-average early-summer temperatures, while those in the west will have “well-above average”

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How To Determine Whether That House You Have Your Eye On Will Increase In Value

Impulse buying. Think it only applies to the grocery store? Sadly, folks who have a tendency to live for today often choose even financial investments impulsively. We see it frequently in the real

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5 Tips For Choosing A Closing Date

One of the decisions you’ll need to make when you make an offer to purchase a home is the closing date. Yes, it goes into the contract and all efforts from the time the contract is accepted by

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If You Miss Out On That Perfect Home Be Sure To Make A Backup Offer

In a sellers’ real estate market when there are few homes available and a large pool of ready and willing buyers, many of those buyers get left in the dust. It’s aggravating to fall in love

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How To Choose Between Two Perfect Houses

Sometimes, it’s feast or famine in the house-hunting game. Depending on the market, you may find few, if any, suitable homes in your price range. Then there are times when you may find several

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What To Expect In The Housing Market For 2017

As we head into the new year, one of the questions I hear most frequently is where I think the real estate market is headed in 2017. Buyers, especially, want to know if the market will morph into

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Guide To Great Deals On Canton Homes

Nice Renovation on this 5br/3ba home in Forest Creek subdivision near Canton. $50k in upgrades! Vacant and move in ready. Great value at 299k! Learn More Here: http://bit.ly

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The Summer 2016 Refi Boom Crunching The Numbers

According to a recent survey from bls.gov, the United States has created over 250,000 new non-farm jobs as of July, 2016. This, in effect, overshadowed the previous prediction of 180,000 that had

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How To Find The Best Deals In Canton Ga

New listing in Fieldstone Subdivision just outside of Canton. Ranch on full finished basement. Excellent condition. Won't last long at $210k. Check it out! Learn More Here: http://bit.ly/2aOf14aDo

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GUIDE TO BALL GROUND GA REAL ESTATE

Bobby's deal of the day!!  Today we're in Ball Ground Georgia just outside of Canton in the Riverbrook subdivision, and we have a resale on a very nice 3br/2.5ba home that just popped

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Guide To Great Deals On Renovated Homes In Woodstock Ga

Hi everybody!! It's Bobby again with Bobby's Deal Of The Day! Today we're checking out Woodstock real estate, and we are just outside of downtown Woodstock  with a new listing on a fully

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